The Fairest & Fastest
Way to Fund
Australia’s only private lender with a fair and fast deal others can’t match.
See Our Loans
See Our Loans
The Fairest & Fastest
Way to Fund
Australia’s only private lender with a fair and fast deal others can’t match.
See Our Loans
See Our Loans
The Fairest & Fastest
Way to Fund
Australia’s only private lender with a fair and fast deal others can’t match.
See Our Loans
See Our Loans
Ouya is owned by one of Australia's largest property development groups, Ouson.
Because we're financially independent, we deliver the fairest funding in the fastest time.
It's how we're giving business a fair go.
Because we're financially independent, we deliver the fairest funding in the fastest time. It's how we're giving business a fair go.
Because we're financially independent, we deliver the fairest funding in the fastest time. It's how we're giving business a fair go.
Our loan products
Our loan products
Our loan products
Residential Property Loan
Purchase, build, or refinance a property that is intended for personal living or residential investment purposes.
Purchase, build, or refinance a property that is intended for personal living or residential investment purposes.
Purchase, build, or refinance a property that is intended for personal living or residential investment purposes.
Vacant Residential Land Loans
Buying unbuilt land zoned for residential use (no house yet). It allows a buyer to secure the land before they’re ready to build.
And More
We provide funding solutions for all types of situations. Discover the fastest and fairest deal in private lending and transform your business today!
Vacant Residential Land Loans
Buying unbuilt land zoned for residential use (no house yet). It allows a buyer to secure the land before they’re ready to build.
And More
We provide funding solutions for all types of situations. Discover the fastest and fairest deal in private lending and transform your business today!
Why you should choose
Ouya Capital?
Why you should choose Ouya Capital?
Why you should choose
Ouya Capital?
Faster Money
Fairer Loan Fees
We Say ‘Yes’ More
Higher LVRs
We understand your need to secure funds quickly, to keep your project moving. On average our applications take between 7 - 21 days, with initial approval typically taking only 3 days.
Faster Money
Fairer Loan Fees
We Say ‘Yes’ More
Higher LVRs
We understand your need to secure funds quickly, to keep your project moving. On average our applications take between 7 - 21 days, with initial approval typically taking only 3 days.
Faster Money
Fairer Loan Fees
We Say ‘Yes’ More
Higher LVRs
We understand your need to secure funds quickly, to keep your project moving. On average our applications take between 7 - 21 days, with initial approval typically taking only 3 days.
Find out if your location
is eligible for our loans
Find out if your location is eligible for our loans
Find out if your location
is eligible for our loans
Strategic Funding
for Business Strategies
Strategic Funding
for Business Strategies
Strategic Funding
for Business Strategies
We provide strategic funding solutions to customers who want to leverage the value of their property assets. We can assist with funding to manage a temporary shortfall or cashflow challenge, short term business equity release, or a larger commercial loan.
While the majority of our clients are in the construction and development industry, we assist all industries and occupations. Our clients include builders, property developers, architects and individual investors who need support to grow their investments or personal wealth.
We provide strategic funding solutions to customers who want to leverage the value of their property assets. We can assist with funding to manage a temporary shortfall or cashflow challenge, short term business equity release, or a larger commercial loan.
While the majority of our clients are in the construction and development industry, we assist all industries and occupations. Our clients include builders, property developers, architects and individual investors who need support to grow their investments or personal wealth.
We provide strategic funding solutions to customers who want to leverage the value of their property assets. We can assist with funding to manage a temporary shortfall or cashflow challenge, short term business equity release, or a larger commercial loan.
While the majority of our clients are in the construction and development industry, we assist all industries and occupations. Our clients include builders, property developers, architects and individual investors who need support to grow their investments or personal wealth.
See Our Loans
Residential Property Loan
Vacant Residential Land Loan
And more
Residential Property Loan
Residential Property Loan
Vacant Residential Land Loan
Vacant Residential Land Loan
And more
And more
We’re owned by Ouson, one of Australia’s largest diversified property groups. We understand the challenges facing investors, developers and business people, because we’ve been there too.
We’re owned by Ouson, one of Australia’s largest diversified property groups. We understand the challenges facing investors, developers and business people, because we’ve been there too.
We’re owned by Ouson, one of Australia’s largest diversified property groups. We understand the challenges facing investors, developers and business people, because we’ve been there too.
More About Us
There are times in life and in business, when you need a partner who is willing to put their trust behind you, recognise your vision and give you the flexibility and opportunity you need to succeed. Ouya helps all sorts of individuals and businesses realise their financial goals, by providing the fastest and fairest, tailored financial solutions.
There are times in life and in business, when you need a partner who is willing to put their trust behind you, recognise your vision and give you the flexibility and opportunity you need to succeed. Ouya helps all sorts of individuals and businesses realise their financial goals, by providing the fastest and fairest, tailored financial solutions.
There are times in life and in business, when you need a partner who is willing to put their trust behind you, recognise your vision and give you the flexibility and opportunity you need to succeed. Ouya helps all sorts of individuals and businesses realise their financial goals, by providing the fastest and fairest, tailored financial solutions.
The fairest deal with approval in
72 hours
Approvals in 3 Days
Funds 7-21 Days
High LVR*
Line fees calculated only on funds not drawn-down.
Ouya Capital surpassed my expectations with tailored solutions that demonstrated a profound understanding of my financial goals. Their impressive speed and efficiency in underwriting and approval processes, coupled with reasonable interest rates, solidify them as my go-to for all future financing needs.
Chris Nugent
Ougaely Wine Company
Ouya Capital surpassed my expectations with tailored solutions that demonstrated a profound understanding of my financial goals. Their impressive speed and efficiency in underwriting and approval processes, coupled with reasonable interest rates, solidify them as my go-to for all future financing needs.
Chris Nugent
Ougaely Wine Company
Ouya Capital surpassed my expectations with tailored solutions that demonstrated a profound understanding of my financial goals. Their impressive speed and efficiency in underwriting and approval processes, coupled with reasonable interest rates, solidify them as my go-to for all future financing needs.
Chris Nugent
Ougaely Wine Company
*Subject to approval.
We are Ouya Capital,
& We are here to help!
We are Ouya Capital, & We are here to help!
We are Ouya Capital,
& We are here to help!
Ouya! Means Business
Ask us how we can help
Ouya! Means Business
Ask us how we can help
Ouya! Means Business
Ask us how we can help
Frequently Asked
Questions
Frequently Asked
Questions
Frequently Asked
Questions
Do you only provide loans to the construction industry?
No. We provide private loans for many different types of businesses and projects. We’ve had a lot of experience in construction, so we understand the nuances of this industry in particular, but we’re here to help many industries.
No. We provide private loans for many different types of businesses and projects. We’ve had a lot of experience in construction, so we understand the nuances of this industry in particular, but we’re here to help many industries.
No. We provide private loans for many different types of businesses and projects. We’ve had a lot of experience in construction, so we understand the nuances of this industry in particular, but we’re here to help many industries.
What are line fees?
Line fees are recurring charges associated with maintaining access to your credit line. These fees vary based on your credit agreement and usage, ensuring flexibility and transparency while providing ongoing access to necessary funds.
Line fees are recurring charges associated with maintaining access to your credit line. These fees vary based on your credit agreement and usage, ensuring flexibility and transparency while providing ongoing access to necessary funds.
Line fees are recurring charges associated with maintaining access to your credit line. These fees vary based on your credit agreement and usage, ensuring flexibility and transparency while providing ongoing access to necessary funds.
How fast can I receive funds?
Our process is designed for speed and efficiency. Once approved, funds are typically available within 72 hours, ensuring you can access the capital you need quickly to meet your business goals.
Our process is designed for speed and efficiency. Once approved, funds are typically available within 72 hours, ensuring you can access the capital you need quickly to meet your business goals.
Our process is designed for speed and efficiency. Once approved, funds are typically available within 72 hours, ensuring you can access the capital you need quickly to meet your business goals.
What are your loan fees?
Loan fees include costs such as origination, administration, or processing fees, depending on the loan structure. We clearly outline all fees upfront, ensuring you understand the full cost and avoid surprises throughout your funding journey.
Loan fees include costs such as origination, administration, or processing fees, depending on the loan structure. We clearly outline all fees upfront, ensuring you understand the full cost and avoid surprises throughout your funding journey.
Loan fees include costs such as origination, administration, or processing fees, depending on the loan structure. We clearly outline all fees upfront, ensuring you understand the full cost and avoid surprises throughout your funding journey.
Talk To Us
Talk To Us
Strategic Funding For Business Strategies
OUYA Pty Ltd, Authorised Representative No. 1307573 of AFS Licence No. 508864
© OUYA Capital® 2025
Please note that this website functions solely as a referral service. The information provided on this site is general and may not be accurate for your specific personal or commercial situation. By entering information electronically into this site, you confirm your consent under the Privacy Act. You also acknowledge that all provided details are true and correct as required by Australian law. You understand that your personal information will be collected and used for credit assessment and underwriting purposes and may be shared with third-party entities and credit providers for commercial credit terms. Terms, fees, and conditions apply, and real estate security is required for all loans. You understand that all prerequisite conditions must be met before we approve loans. It is advisable to seek financial and legal advice before making any decisions regarding your personal or corporate circumstances based on the information provided. This organization and its employees accept no responsibility or liability for any loss or damages, financial or otherwise, resulting from the incorrect use of any content within this site, whether due to negligence or otherwise. All rights reserved. © 2025.
Strategic Funding For
Business Strategies
OUYA Pty Ltd, Authorised Representative No. 1307573 of AFS Licence No. 508864
© OUYA Capital® 2025
Please note that this website functions solely as a referral service. The information provided on this site is general and may not be accurate for your specific personal or commercial situation. By entering information electronically into this site, you confirm your consent under the Privacy Act. You also acknowledge that all provided details are true and correct as required by Australian law. You understand that your personal information will be collected and used for credit assessment and underwriting purposes and may be shared with third-party entities and credit providers for commercial credit terms. Terms, fees, and conditions apply, and real estate security is required for all loans. You understand that all prerequisite conditions must be met before we approve loans. It is advisable to seek financial and legal advice before making any decisions regarding your personal or corporate circumstances based on the information provided. This organization and its employees accept no responsibility or liability for any loss or damages, financial or otherwise, resulting from the incorrect use of any content within this site, whether due to negligence or otherwise. All rights reserved. © 2025.
Strategic Funding For Business Strategies
OUYA Pty Ltd, Authorised Representative No. 1307573 of AFS Licence No. 508864
© OUYA Capital® 2025
Please note that this website functions solely as a referral service. The information provided on this site is general and may not be accurate for your specific personal or commercial situation. By entering information electronically into this site, you confirm your consent under the Privacy Act. You also acknowledge that all provided details are true and correct as required by Australian law. You understand that your personal information will be collected and used for credit assessment and underwriting purposes and may be shared with third-party entities and credit providers for commercial credit terms. Terms, fees, and conditions apply, and real estate security is required for all loans. You understand that all prerequisite conditions must be met before we approve loans. It is advisable to seek financial and legal advice before making any decisions regarding your personal or corporate circumstances based on the information provided. This organization and its employees accept no responsibility or liability for any loss or damages, financial or otherwise, resulting from the incorrect use of any content within this site, whether due to negligence or otherwise. All rights reserved. © 2025.
Are you eligible?
Are you eligible?
Are you eligible?